Sharia Financial Literacy And Effect On Social Economic Factors (Survey On Lecturer In Indonesia)

The purpose of this study was to analyze some of the critical factors in the socio-economic variables that influence the sharia financial literacy. This research used a descriptive design which is intended to obtain a picture about the reality or test brai d on the fact that already exists or is already underway on the subject. Within this design, researchers did not do manipulation treatment or placement subject. Data obtained by distributing questionnaires to lecturers in Indonesia. The population in this study are all lecturers at institutes in Java. Based on data obtained from PDPT Higher Education, the number of lecturers is 2,611 people. To determine the sample size, we used the formula Slovin with an error rate of 5%, the samples obtained was 347. Socio-economic characteristics influence on financial knowledge, financial behaviors and financial attitudes. The level of financial knowledge, financial behaviors and financial attitude Indonesian lecturers determined by the interaction of socio-economic characteristics possessed lecturer, which consists of the interaction between the characteristics of age, gender, level of education, domicile, expendi ture per month and marital status.